
	Don't forget to factor in closing costs when considering a home sale or purchase. EQUITY SAVER PLUS REALTY is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (919) 388-9300 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain typical fees associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the transaction.

Costs pertaining to your loan to be paid at closing (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your deal, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing a property in Wake County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not startled when you arrive at the closing table. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.